SplitSettle makes group money management effortless. Track shared costs, calculate balances, and settle up fast—for travel, flat shares, events, and every group in between.
No credit card required • Forever free plan available
Summer Cabin Trip • 4 Members
Total Spent: $840 • 3 Transfers to Settle
Every feature is built to eliminate the hassle of splitting money with friends, family, or colleagues—no more spreadsheets, no more math, no more arguments.
Skip the spreadsheets—log shared costs (rent, meals, tickets) in seconds. Add who paid, what it’s for, and snap receipts for reference.
Auto-calculate who owes what—equal splits, percentages, or custom amounts. We suggest the fewest transfers to settle all debts at once.
Invite members via link/email/SMS—sync across iOS, Android, and web. Updates appear instantly for everyone in your group.
Use 30+ currencies (USD, EUR, GBP, etc.) with real-time exchange rates—perfect for international trips or remote flat shares.
Settle debts directly via Venmo, PayPal, Cash App, or bank transfer—no need to switch apps to pay up.
End-to-end encryption for all data—no ads, no data selling. Your financial details stay between you and your group.
SplitSettle adapts to how you share money—whether it’s a weekend trip, monthly rent, or a wedding budget.
Road trips, backpacking adventures, or beach getaways—log gas, hotels, and dinners, then split costs fairly. No one overpays for the fun.
Example: 5 friends split €1,800 on a European trip—3 transfers total to settle all debts.
Rent, utilities, groceries, or a new fridge—track every shared household cost so everyone contributes equally (no awkward money chats).
Example: 3 roommates split $1,350 monthly—auto-reminders ensure payments are never late.
Shared dates, groceries, or vacation funds—keep tabs on joint spending without the stress of "who paid last." Custom splits fit your dynamic.
Example: 60/40 split on monthly bills—transparent tracking for financial peace of mind.
Birthday parties, weddings, team retreats—track vendor payments, tickets, and supplies, then split costs with co-planners or attendees.
Example: Corporate picnic budget—share expense logs with clients for full transparency.
Get started in less than 30 seconds—no complicated setup, no learning curve.
Name your group (e.g., "2024 Ski Trip") and invite members via link, email, or SMS—no account required for viewers.
Tap "Add Expense," enter the amount, who paid, and how to split it (equal, percentage, custom). Attach a receipt if you want.
View real-time balances, then use integrated payment links to settle debts—or mark payments as "Paid" manually. Done.
Choose the plan that fits your needs—our free plan has everything most groups need, and Premium unlocks advanced features for power users.
$0
Forever free
$3.99/month
Or $39.99/year (Save 20%)
Don’t just take our word for it—hear from real people who’ve simplified their group finances with SplitSettle.
Travel Enthusiast
"SplitSettle saved our friend group from endless arguments on our Mexico trip. We logged every taco and hotel bill, and settled up in 2 minutes. Finally, no more 'I think you owe me $12?'"
Flat Share Manager
"As a landlord with 4 roommates, SplitSettle makes tracking rent and utilities a breeze. Everyone sees exactly what they owe, and payments are never late now."
Event Coordinator
"I plan corporate events for a living—SplitSettle lets me share expense logs with clients and co-planners, so there’s zero confusion about who covers what. Game-changer."
Have questions? We’ve got answers—if you don’t see what you’re looking for, reach out to our support team.
Join 500,000+ users who’ve ditched messy spreadsheets and awkward debt chats with SplitSettle.
Sign Up Free – No Credit Card NeededStart splitting expenses in 30 seconds.